Veterans · WV

Life insurance and burial benefits for West Virginia veterans

About 115,000 veterans live in West Virginia. They are served by the West Virginia National Cemetery in Grafton and the Donel C. Kinnard Memorial State Veterans Cemetery in Dunbar, while the older Grafton National Cemetery is closed to new burials. Veterans rated 90–100% permanently and totally disabled who own their home may claim the Disabled Veteran Real Property Tax Credit on their state income tax return for property taxes paid on time. The West Virginia Department of Veterans Assistance can help with state benefits, and a plan for final costs can make things easier on loved ones.

Facts checked against the sources listed below.

Check veteran options

Veterans in the state

115,000

Estimate, 2026

VA national cemeteries

2

Located in West Virginia

State veterans cemeteries

1

Built with VA grants

State agency

WV

West Virginia Department of Veterans Assistance

Life insurance options for West Virginia veterans

Military life insurance is federal, so the options are the same in every state: convert SGLI to VGLI after separation, apply for VALife if you have a service-connected rating, or buy private coverage. Healthy veterans often compare VGLI against private term life, since VGLI rates rise every five years.

Veterans cemeteries in West Virginia

VA national cemeteries

State veterans cemeteries

  • Donel C. Kinnard Memorial State Veterans Cemetery — Dunbar

Burial in a VA national cemetery, a government headstone or marker, and a burial flag are available to eligible veterans at no cost; see VA burial benefits for current allowances. Source: VA National Cemetery Administration: Find a Cemetery (West Virginia)

Compare coverage as a veteran in West Virginia

A licensed agent can check private options side by side with VGLI and VALife. Free, with no obligation.

Check veteran options

West Virginia state benefits for veterans

Veterans rated 90–100% permanently and totally disabled who own and live in their homestead may claim the Disabled Veteran Real Property Tax Credit on their state income tax return (form DV-1) for property taxes paid on time. Source: West Virginia Tax Division, TSD 455: Disabled Veteran Real Property Tax Credit

For help applying, contact the West Virginia Department of Veterans Assistance.

Planning for final costs too? See final expense insurance in West Virginia.

Frequently asked questions

Where can veterans be buried in West Virginia?

West Virginia has 2 VA national cemeteries and 1 state veterans cemetery, including West Virginia National Cemetery in Grafton. Eligibility rules apply; the cemetery or West Virginia Department of Veterans Assistance can confirm.

Check veteran options
Can West Virginia veterans keep their military life insurance after leaving service?

SGLI can be converted to VGLI within 1 year and 120 days after separation, with no health questions if you apply within 240 days. Veterans with a service-connected rating may also qualify for VA Life Insurance (VALife). These are federal programs, so the rules are the same in every state.

Check veteran options
Do disabled veterans get a property tax break in West Virginia?

Veterans rated 90–100% permanently and totally disabled who own and live in their homestead may claim the Disabled Veteran Real Property Tax Credit on their state income tax return (form DV-1) for property taxes paid on time.

Check veteran options

Sources

  1. VA National Cemetery Administration: Find a Cemetery (West Virginia)
  2. VA VetPop2023 state estimates (Veteran Population by State: FY2026)
  3. West Virginia Tax Division, TSD 455: Disabled Veteran Real Property Tax Credit
  4. West Virginia Department of Veterans Assistance

Veterans guides for other states