Veterans · NJ

Life insurance and burial benefits for New Jersey veterans

New Jersey is home to about 274,000 veterans, served by the Department of Military and Veterans Affairs. The Brigadier General William C. Doyle Veterans Memorial Cemetery in Wrightstown is open for burials, while the VA lists Beverly National Cemetery as closed to new burials and Finn's Point National Cemetery as accepting cremated remains only. Veterans rated 100% permanently and totally disabled may be fully exempt from property taxes on their home, other eligible veterans may receive a $250 annual property tax deduction, and a $6,000 state income tax exemption is available. These benefits can help when planning how final expenses will be covered.

Facts checked against the sources listed below.

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Veterans in the state

274,000

Estimate, 2026

VA national cemeteries

2

Located in New Jersey

State veterans cemeteries

1

Built with VA grants

State agency

NJ

New Jersey Department of Military and Veterans Affairs

Life insurance options for New Jersey veterans

Military life insurance is federal, so the options are the same in every state: convert SGLI to VGLI after separation, apply for VALife if you have a service-connected rating, or buy private coverage. Healthy veterans often compare VGLI against private term life, since VGLI rates rise every five years.

Veterans cemeteries in New Jersey

VA national cemeteries

State veterans cemeteries

Burial in a VA national cemetery, a government headstone or marker, and a burial flag are available to eligible veterans at no cost; see VA burial benefits for current allowances. Source: VA National Cemetery Administration — Find a Cemetery: New Jersey

Compare coverage as a veteran in New Jersey

A licensed agent can check private options side by side with VGLI and VALife. Free, with no obligation.

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New Jersey state benefits for veterans

Honorably discharged veterans certified by the VA as 100% permanently and totally disabled from active-duty service, and qualifying surviving spouses or partners, may be fully exempt from property taxes on the home they own and live in; apply through the local tax assessor. Source: NJ Division of Taxation — 100% Disabled Veteran Property Tax Exemption

Honorably discharged veterans with active-duty service who own property in New Jersey, and qualifying surviving spouses or partners, may receive an annual $250 property tax deduction; file Form V.S.S. with the local assessor. Source: NJ Division of Taxation — $250 Veterans Property Tax Deduction

Veterans honorably discharged from active duty can claim a $6,000 exemption on their New Jersey income tax return. Source: NJ Division of Taxation — Income Tax Exemption for Veterans

For help applying, contact the New Jersey Department of Military and Veterans Affairs.

Planning for final costs too? See final expense insurance in New Jersey.

Frequently asked questions

Where can veterans be buried in New Jersey?

New Jersey has 2 VA national cemeteries and 1 state veterans cemetery, including Beverly National Cemetery (closed to new burials) in Beverly. Eligibility rules apply; the cemetery or New Jersey Department of Military and Veterans Affairs can confirm.

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Can New Jersey veterans keep their military life insurance after leaving service?

SGLI can be converted to VGLI within 1 year and 120 days after separation, with no health questions if you apply within 240 days. Veterans with a service-connected rating may also qualify for VA Life Insurance (VALife). These are federal programs, so the rules are the same in every state.

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Do disabled veterans get a property tax break in New Jersey?

Honorably discharged veterans certified by the VA as 100% permanently and totally disabled from active-duty service, and qualifying surviving spouses or partners, may be fully exempt from property taxes on the home they own and live in; apply through the local tax assessor.

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Sources

  1. VA National Cemetery Administration — Find a Cemetery: New Jersey
  2. VA VetPop2023 state estimates
  3. NJ Division of Taxation — 100% Disabled Veteran Property Tax Exemption
  4. NJ Division of Taxation — $250 Veterans Property Tax Deduction
  5. NJ Division of Taxation — Income Tax Exemption for Veterans
  6. New Jersey Department of Military and Veterans Affairs

Veterans guides for other states