Veterans · MI

Life insurance and burial benefits for Michigan veterans

Michigan veterans have two VA national cemeteries open for burials: Fort Custer National Cemetery in Augusta and Great Lakes National Cemetery in Holly. Two smaller VA sites, Fort Mackinac Post Cemetery and the Lakeside Cemetery Soldiers' Lot in Port Huron, are closed to new burials. Burial is a federal benefit, but funeral home services and other arrangements are often paid by the family. The Michigan Veterans Affairs Agency coordinates state support, including emergency grants from the Michigan Veterans Trust Fund. Veterans rated 100% permanently and totally disabled, and their un-remarried surviving spouses, may qualify for a property tax waiver on their home. Knowing what these benefits leave uncovered can help you decide whether extra life insurance makes sense.

Facts checked against the sources listed below.

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Veterans in the state

461,000

Estimate, 2026

VA national cemeteries

4

Located in Michigan

State veterans cemeteries

0

Built with VA grants

State agency

MI

Michigan Veterans Affairs Agency

Life insurance options for Michigan veterans

Military life insurance is federal, so the options are the same in every state: convert SGLI to VGLI after separation, apply for VALife if you have a service-connected rating, or buy private coverage. Healthy veterans often compare VGLI against private term life, since VGLI rates rise every five years.

Veterans cemeteries in Michigan

VA national cemeteries

Burial in a VA national cemetery, a government headstone or marker, and a burial flag are available to eligible veterans at no cost; see VA burial benefits for current allowances. Source: VA National Cemetery Administration: Michigan

Compare coverage as a veteran in Michigan

A licensed agent can check private options side by side with VGLI and VALife. Free, with no obligation.

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Michigan state benefits for veterans

Honorably discharged Michigan veterans rated 100% permanently and totally disabled (or paid at the 100% rate), and their un-remarried surviving spouses, may request a property tax waiver on their home by filing Form 5107 each year with the local government office that issues their property tax bill. Source: MVAA: Benefits for 100 Percent Disabled Veterans

The Michigan Veterans Trust Fund, created in 1946, offers emergency grants to help eligible veterans through a temporary financial emergency or hardship; apply through the trust fund's county committee where the veteran lives. Source: MVAA: Michigan Veterans Trust Fund

For help applying, contact the Michigan Veterans Affairs Agency.

Planning for final costs too? See final expense insurance in Michigan.

Frequently asked questions

Where can veterans be buried in Michigan?

Michigan has 4 VA national cemeteries and 0 state veterans cemeteries, including Fort Custer National Cemetery in Augusta. Eligibility rules apply; the cemetery or Michigan Veterans Affairs Agency can confirm.

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Can Michigan veterans keep their military life insurance after leaving service?

SGLI can be converted to VGLI within 1 year and 120 days after separation, with no health questions if you apply within 240 days. Veterans with a service-connected rating may also qualify for VA Life Insurance (VALife). These are federal programs, so the rules are the same in every state.

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Do disabled veterans get a property tax break in Michigan?

Honorably discharged Michigan veterans rated 100% permanently and totally disabled (or paid at the 100% rate), and their un-remarried surviving spouses, may request a property tax waiver on their home by filing Form 5107 each year with the local government office that issues their property tax bill.

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Sources

  1. VA National Cemetery Administration: Michigan
  2. VA VetPop2023 state estimates
  3. MVAA: Benefits for 100 Percent Disabled Veterans
  4. MVAA: Michigan Veterans Trust Fund
  5. Michigan Veterans Affairs Agency

Veterans guides for other states