Veterans · IA

Life insurance and burial benefits for Iowa veterans

Iowa's roughly 168,000 veterans have two main VA-supported burial options: Keokuk National Cemetery and the state-run Iowa Veterans Cemetery near Adel, where honorably discharged veterans are interred at no charge. Iowa law also makes each county commission of veteran affairs responsible for burying a veteran or close family member who died without enough means to cover funeral costs, up to a limit the county sets. Veterans rated 100% permanently service-connected disabled may have their entire homestead property tax covered by a state credit. The Iowa Department of Veterans Affairs and county veteran service officers can help with the Iowa Veterans Trust Fund and other state benefits.

Facts checked against the sources listed below.

Check veteran options

Veterans in the state

168,000

Estimate, 2026

VA national cemeteries

1

Located in Iowa

State veterans cemeteries

1

Built with VA grants

State agency

IA

Iowa Department of Veterans Affairs

Life insurance options for Iowa veterans

Military life insurance is federal, so the options are the same in every state: convert SGLI to VGLI after separation, apply for VALife if you have a service-connected rating, or buy private coverage. Healthy veterans often compare VGLI against private term life, since VGLI rates rise every five years.

Veterans cemeteries in Iowa

VA national cemeteries

State veterans cemeteries

Burial in a VA national cemetery, a government headstone or marker, and a burial flag are available to eligible veterans at no cost; see VA burial benefits for current allowances. Source: VA National Cemetery Administration — Find a Cemetery: Iowa

Compare coverage as a veteran in Iowa

A licensed agent can check private options side by side with VGLI and VALife. Free, with no obligation.

Check veteran options

Iowa state benefits for veterans

Each county commission of veteran affairs is responsible for burying a veteran, or a veteran's spouse, surviving spouse or child, who died without enough means to pay funeral expenses, up to an amount set by the county board of supervisors. Source: Iowa Code §35B.14

Veterans with a permanent 100% service-connected disability rating, or a permanent and total rating based on individual unemployability paid at the 100% rate, receive a homestead credit equal to the entire property tax on their home. Source: Iowa Code §425.15 — Disabled veteran tax credit

Honorably discharged veterans are interred at the Iowa Veterans Cemetery at no charge; spouses and dependents are buried for a $300 fee. Source: Iowa Department of Veterans Affairs — State Benefits

The Iowa Veterans Trust Fund can help eligible veterans with needs such as vision, hearing and dental care, prescription drugs, vehicle and housing repairs, and emergency transitional housing; apply through a county veteran service officer. Source: Iowa Department of Veterans Affairs — State Benefits

Veterans who served at least 18 months on active duty may qualify for a military property tax exemption that lowers their home's assessed value by up to $4,000. Source: Iowa Department of Veterans Affairs — State Benefits

For help applying, contact the Iowa Department of Veterans Affairs.

Planning for final costs too? See final expense insurance in Iowa.

Frequently asked questions

Where can veterans be buried in Iowa?

Iowa has 1 VA national cemetery and 1 state veterans cemetery, including Keokuk National Cemetery in Keokuk. Eligibility rules apply; the cemetery or Iowa Department of Veterans Affairs can confirm.

Check veteran options
Can Iowa veterans keep their military life insurance after leaving service?

SGLI can be converted to VGLI within 1 year and 120 days after separation, with no health questions if you apply within 240 days. Veterans with a service-connected rating may also qualify for VA Life Insurance (VALife). These are federal programs, so the rules are the same in every state.

Check veteran options
Do disabled veterans get a property tax break in Iowa?

Veterans with a permanent 100% service-connected disability rating, or a permanent and total rating based on individual unemployability paid at the 100% rate, receive a homestead credit equal to the entire property tax on their home.

Check veteran options
Does Iowa pay a burial benefit for veterans?

Each county commission of veteran affairs is responsible for burying a veteran, or a veteran's spouse, surviving spouse or child, who died without enough means to pay funeral expenses, up to an amount set by the county board of supervisors.

Check veteran options

Sources

  1. VA National Cemetery Administration — Find a Cemetery: Iowa
  2. U.S. Department of Veterans Affairs, VetPop2023 – Veteran Population by State: FY2026
  3. Iowa Code §35B.14
  4. Iowa Code §425.15 — Disabled veteran tax credit
  5. Iowa Department of Veterans Affairs — State Benefits
  6. Iowa Department of Veterans Affairs

Veterans guides for other states