Veterans · MN

Life insurance and burial benefits for Minnesota veterans

Minnesota veterans have more burial options than many states: Fort Snelling National Cemetery in Minneapolis, four state veterans cemeteries in Saginaw (Duluth), Little Falls, Preston, and Redwood Falls, and the tribal Leech Lake Veterans Cemetery in Cass Lake. The Minnesota Department of Veterans Affairs and County Veterans Service Officers help with state programs such as Subsistence Assistance for disabled veterans who can't work. Veterans rated 70% or more disabled may qualify for a homestead market value exclusion, with a larger exclusion at a 100% permanent and total rating. These benefits help, but they don't cover every funeral cost, so it is worth reviewing what your family would still pay.

Facts checked against the sources listed below.

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Veterans in the state

270,000

Estimate, 2026

VA national cemeteries

1

Located in Minnesota

State veterans cemeteries

5

Built with VA grants

State agency

MN

Minnesota Department of Veterans Affairs

Life insurance options for Minnesota veterans

Military life insurance is federal, so the options are the same in every state: convert SGLI to VGLI after separation, apply for VALife if you have a service-connected rating, or buy private coverage. Healthy veterans often compare VGLI against private term life, since VGLI rates rise every five years.

Veterans cemeteries in Minnesota

VA national cemeteries

State veterans cemeteries

  • Minnesota State Veterans Cemetery - Duluth — Saginaw
  • Minnesota State Veterans Cemetery - Little Falls — Little Falls
  • Minnesota State Veterans Cemetery - Preston — Preston
  • Minnesota State Veterans Cemetery - Redwood Falls — Redwood Falls
  • Leech Lake Veterans Cemetery — Cass Lake

Burial in a VA national cemetery, a government headstone or marker, and a burial flag are available to eligible veterans at no cost; see VA burial benefits for current allowances. Source: VA National Cemetery Administration: Minnesota

Compare coverage as a veteran in Minnesota

A licensed agent can check private options side by side with VGLI and VALife. Free, with no obligation.

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Minnesota state benefits for veterans

Veterans with a 100% permanent and total disability rating may qualify for a $300,000 market value exclusion on their homestead, and veterans rated 70% or more service-connected disabled for a $150,000 exclusion; the program is administered by counties. Source: Minnesota Department of Revenue: Market Value Exclusion for Veterans with a Disability

Subsistence Assistance helps Minnesota veterans and un-remarried surviving spouses who are disabled and unable to work for at least 30 days with shelter costs, utilities, health insurance premiums, and personal needs; apply through a County Veterans Service Officer. Source: MDVA: Financial Assistance (Subsistence)

For help applying, contact the Minnesota Department of Veterans Affairs.

Planning for final costs too? See final expense insurance in Minnesota.

Frequently asked questions

Where can veterans be buried in Minnesota?

Minnesota has 1 VA national cemetery and 5 state veterans cemeteries, including Fort Snelling National Cemetery in Minneapolis. Eligibility rules apply; the cemetery or Minnesota Department of Veterans Affairs can confirm.

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Can Minnesota veterans keep their military life insurance after leaving service?

SGLI can be converted to VGLI within 1 year and 120 days after separation, with no health questions if you apply within 240 days. Veterans with a service-connected rating may also qualify for VA Life Insurance (VALife). These are federal programs, so the rules are the same in every state.

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Do disabled veterans get a property tax break in Minnesota?

Veterans with a 100% permanent and total disability rating may qualify for a $300,000 market value exclusion on their homestead, and veterans rated 70% or more service-connected disabled for a $150,000 exclusion; the program is administered by counties.

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Sources

  1. VA National Cemetery Administration: Minnesota
  2. VA VetPop2023 state estimates
  3. Minnesota Department of Revenue: Market Value Exclusion for Veterans with a Disability
  4. MDVA: Financial Assistance (Subsistence)
  5. Minnesota Department of Veterans Affairs

Veterans guides for other states