Veterans · HI

Life insurance and burial benefits for Hawaii veterans

Hawaii's roughly 111,000 veterans can be laid to rest on every major island. The National Memorial Cemetery of the Pacific in Honolulu now accepts cremated remains only, and the state runs VA grant-funded veterans cemeteries in Kaneohe, Hilo, Kailua-Kona, Hanapepe, Makawao, Hoolehua, and Lanai City. One of the two Hilo sections is closed to new burials. The Hawaii Office of Veterans' Services can help with burial and benefit questions. Because these cemeteries cover the plot but not every funeral cost, many families add a small life insurance policy to handle the rest.

Facts checked against the sources listed below.

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Veterans in the state

111,000

Estimate, 2023

VA national cemeteries

1

Located in Hawaii

State veterans cemeteries

8

Built with VA grants

State agency

HI

Hawaii Office of Veterans' Services

Life insurance options for Hawaii veterans

Military life insurance is federal, so the options are the same in every state: convert SGLI to VGLI after separation, apply for VALife if you have a service-connected rating, or buy private coverage. Healthy veterans often compare VGLI against private term life, since VGLI rates rise every five years.

Veterans cemeteries in Hawaii

VA national cemeteries

State veterans cemeteries

  • East Hawaii Veterans Cemetery - 1 (closed to new burials) — Hilo
  • East Hawaii Veterans Cemetery - 2 — Hilo
  • Hawaii State Veterans Cemetery — Kaneohe
  • Kauai Veterans Cemetery — Hanapepe
  • Lanai Veterans Cemetery — Lanai City
  • Maui Veterans Cemetery — Makawao
  • Molokai Veterans Cemetery — Hoolehua
  • West Hawaii State Veterans Cemetery — Kailua-Kona

Burial in a VA national cemetery, a government headstone or marker, and a burial flag are available to eligible veterans at no cost; see VA burial benefits for current allowances. Source: VA National Cemetery Administration — Cemeteries in Hawaii

Compare coverage as a veteran in Hawaii

A licensed agent can check private options side by side with VGLI and VALife. Free, with no obligation.

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Planning for final costs too? See final expense insurance in Hawaii.

Frequently asked questions

Where can veterans be buried in Hawaii?

Hawaii has 1 VA national cemetery and 8 state veterans cemeteries, including National Memorial Cemetery of the Pacific (closed to new casket burials) in Honolulu. Eligibility rules apply; the cemetery or Hawaii Office of Veterans' Services can confirm.

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Can Hawaii veterans keep their military life insurance after leaving service?

SGLI can be converted to VGLI within 1 year and 120 days after separation, with no health questions if you apply within 240 days. Veterans with a service-connected rating may also qualify for VA Life Insurance (VALife). These are federal programs, so the rules are the same in every state.

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Sources

  1. VA National Cemetery Administration — Cemeteries in Hawaii
  2. VA VetPop2023 state estimates
  3. Hawaii Office of Veterans' Services

Veterans guides for other states