Final expense insurance in West Virginia

NFDA doesn't publish funeral prices by state. Nationally, the median cost of a funeral with viewing and burial was $8,300 in 2023, and $6,280 for a funeral with viewing and cremation. Cemetery costs such as a plot, vault, and headstone are extra, and prices vary widely between funeral homes.

In West Virginia, about 49.9% of deaths resulted in cremation as of 2023. Source: West Virginia Department of Health, Health Statistics Center: 2023 Vital Statistics Data Workbook, Table 34 (Resident Deaths by Disposition)

Federal law (the FTC Funeral Rule) requires funeral homes to give you an itemized price list, so you can compare. Estimate your own total with our funeral cost calculator.

If a life insurer licensed in West Virginia becomes insolvent, the West Virginia Life & Health Insurance Guaranty Association covers up to $300,000 in death benefits and $100,000 in cash value per insured life. Source: West Virginia Life & Health Insurance Guaranty Association FAQ

Questions or complaints about an insurer or agent go to the West Virginia Offices of the Insurance Commissioner (888-879-9842). Funeral homes are licensed by the West Virginia Board of Funeral Service Examiners.

The West Virginia Bureau for Family Assistance's burial assistance program helps pay up to $1,000 toward funeral expenses for an indigent adult or child. Source: West Virginia Bureau for Family Assistance: Burial Assistance

Veterans may qualify for VA burial allowances and a free burial in a national or state veterans cemetery — see benefits for West Virginia veterans. A small final expense policy is one way families make sure the rest is covered; learn how final expense insurance works and how guaranteed issue waiting periods work.