Veterans · CO

Life insurance and burial benefits for Colorado veterans

Colorado is home to about 353,000 veterans and three open VA national cemeteries: Fort Logan in Denver, Pikes Peak in Colorado Springs and Fort Lyon in Las Animas. On the Western Slope, the Veterans Memorial Cemetery of Western Colorado serves families from Grand Junction. Veterans with a 100% permanent service-connected disability rating, or individual unemployability, may qualify for a property tax exemption on their primary residence through the county assessor. Burial in a veterans cemetery helps, but funeral home services still cost money, which is why many Colorado veteran families plan ahead with a final expense policy.

Facts checked against the sources listed below.

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Veterans in the state

353,000

Estimate, 2026

VA national cemeteries

3

Located in Colorado

State veterans cemeteries

1

Built with VA grants

State agency

CO

Colorado Division of Veterans Affairs

Life insurance options for Colorado veterans

Military life insurance is federal, so the options are the same in every state: convert SGLI to VGLI after separation, apply for VALife if you have a service-connected rating, or buy private coverage. Healthy veterans often compare VGLI against private term life, since VGLI rates rise every five years.

Veterans cemeteries in Colorado

VA national cemeteries

State veterans cemeteries

Burial in a VA national cemetery, a government headstone or marker, and a burial flag are available to eligible veterans at no cost; see VA burial benefits for current allowances. Source: VA National Cemetery Administration — Cemeteries in Colorado

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A licensed agent can check private options side by side with VGLI and VALife. Free, with no obligation.

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Colorado state benefits for veterans

Honorably discharged veterans whose service-connected disability is rated by the VA as 100% permanent, or who have been granted individual unemployability, may qualify for a property tax exemption on the primary residence they own and occupy; the surviving spouse of a veteran who received the exemption may also qualify. Apply to the county assessor between January 1 and July 1. Source: Colorado Division of Property Taxation — Veteran with a Disability and Gold Star Exemptions

For help applying, contact the Colorado Division of Veterans Affairs.

Planning for final costs too? See final expense insurance in Colorado.

Frequently asked questions

Where can veterans be buried in Colorado?

Colorado has 3 VA national cemeteries and 1 state veterans cemetery, including Fort Logan National Cemetery in Denver. Eligibility rules apply; the cemetery or Colorado Division of Veterans Affairs can confirm.

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Can Colorado veterans keep their military life insurance after leaving service?

SGLI can be converted to VGLI within 1 year and 120 days after separation, with no health questions if you apply within 240 days. Veterans with a service-connected rating may also qualify for VA Life Insurance (VALife). These are federal programs, so the rules are the same in every state.

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Do disabled veterans get a property tax break in Colorado?

Honorably discharged veterans whose service-connected disability is rated by the VA as 100% permanent, or who have been granted individual unemployability, may qualify for a property tax exemption on the primary residence they own and occupy; the surviving spouse of a veteran who received the exemption may also qualify. Apply to the county assessor between January 1 and July 1.

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Sources

  1. VA National Cemetery Administration — Cemeteries in Colorado
  2. VA VetPop2023 state estimates
  3. Colorado Division of Property Taxation — Veteran with a Disability and Gold Star Exemptions
  4. Colorado Division of Veterans Affairs

Veterans guides for other states