Life insurance options for Maryland veterans
Military life insurance is federal, so the options are the same in every state: convert SGLI to VGLI after separation, apply for VALife if you have a service-connected rating, or buy private coverage. Healthy veterans often compare VGLI against private term life, since VGLI rates rise every five years.
Veterans cemeteries in Maryland
VA national cemeteries
- Baltimore National Cemetery (closed to new casket burials) — Baltimore
- Annapolis National Cemetery (closed to new burials) — Annapolis
- Loudon Park National Cemetery (closed to new burials) — Baltimore
State veterans cemeteries
- Cheltenham Veterans Cemetery — Cheltenham
- Crownsville Veterans Cemetery — Crownsville
- Eastern Shore Veterans Cemetery — Hurlock
- Garrison Forest Veterans Cemetery — Owings Mills
- Rocky Gap Veterans Cemetery — Flintstone
Burial in a VA national cemetery, a government headstone or marker, and a burial flag are available to eligible veterans at no cost; see VA burial benefits for current allowances. Source: VA National Cemetery Administration: Find a Cemetery
Maryland state benefits for veterans
At Maryland's state veterans cemeteries, eligible veterans and their eligible dependents receive a burial plot, grave liner, headstone, and interment services at no expense; funeral, preparation, and transportation costs are paid by the family or estate. National Guard and reserve members and their eligible dependents pay a $1,002 fee. Source: Maryland Department of Veterans and Military Families: Burial Costs and Arrangements
Veterans whose disability the VA has determined is 100% service connected, permanent, and total may be exempt from real property taxes on their dwelling house and surrounding yard; certain un-remarried surviving spouses may also qualify. Source: Maryland Department of Veterans and Military Families: State Property Tax Exemptions
For help applying, contact the Maryland Department of Veterans and Military Families.
Planning for final costs too? See final expense insurance in Maryland.
Frequently asked questions
Where can veterans be buried in Maryland?
Maryland has 3 VA national cemeteries and 5 state veterans cemeteries, including Baltimore National Cemetery (closed to new casket burials) in Baltimore. Eligibility rules apply; the cemetery or Maryland Department of Veterans and Military Families can confirm.
Check veteran optionsCan Maryland veterans keep their military life insurance after leaving service?
SGLI can be converted to VGLI within 1 year and 120 days after separation, with no health questions if you apply within 240 days. Veterans with a service-connected rating may also qualify for VA Life Insurance (VALife). These are federal programs, so the rules are the same in every state.
Check veteran optionsDo disabled veterans get a property tax break in Maryland?
Veterans whose disability the VA has determined is 100% service connected, permanent, and total may be exempt from real property taxes on their dwelling house and surrounding yard; certain un-remarried surviving spouses may also qualify.
Check veteran optionsDoes Maryland pay a burial benefit for veterans?
At Maryland's state veterans cemeteries, eligible veterans and their eligible dependents receive a burial plot, grave liner, headstone, and interment services at no expense; funeral, preparation, and transportation costs are paid by the family or estate. National Guard and reserve members and their eligible dependents pay a $1,002 fee.
Check veteran optionsSources
- VA National Cemetery Administration: Find a Cemetery
- VA VetPop2023 state estimates
- Maryland Department of Veterans and Military Families: Burial Costs and Arrangements
- Maryland Department of Veterans and Military Families: State Property Tax Exemptions
- Maryland Department of Veterans and Military Families