Veterans · MO

Life insurance and burial benefits for Missouri veterans

Missouri is home to about 371,000 veterans, with several burial options close to home. Jefferson Barracks National Cemetery in St. Louis is open for burials, Springfield National Cemetery accepts only cremated remains, and Jefferson City National Cemetery has no new gravesites. The Missouri Veterans Commission operates five state veterans cemeteries, in Bloomfield, Fort Leonard Wood, Higginsville, Jacksonville and Springfield, with no residency requirement. Veterans 100% disabled from military service may qualify for the state Property Tax Credit, and military retirement pay can be subtracted from Missouri income. A burial plot does not cover every funeral cost, so some families pair these benefits with a small life insurance policy.

Facts checked against the sources listed below.

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Veterans in the state

371,000

Estimate, 2026

VA national cemeteries

4

Located in Missouri

State veterans cemeteries

5

Built with VA grants

State agency

MO

Missouri Veterans Commission

Life insurance options for Missouri veterans

Military life insurance is federal, so the options are the same in every state: convert SGLI to VGLI after separation, apply for VALife if you have a service-connected rating, or buy private coverage. Healthy veterans often compare VGLI against private term life, since VGLI rates rise every five years.

Veterans cemeteries in Missouri

VA national cemeteries

State veterans cemeteries

Burial in a VA national cemetery, a government headstone or marker, and a burial flag are available to eligible veterans at no cost; see VA burial benefits for current allowances. Source: VA National Cemetery Administration — cemeteries in Missouri

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A licensed agent can check private options side by side with VGLI and VALife. Free, with no obligation.

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Missouri state benefits for veterans

Veterans who are 100% disabled as a result of military service can claim Missouri's Property Tax Credit (up to $1,100 for homeowners or $750 for renters, based on taxes or rent paid and household income) without counting their VA benefits as income; former prisoners of war with a total service-connected disability are exempt from property tax on their homestead through the county assessor. Source: Missouri Department of Revenue — Military Reference Guide (rev. January 2025)

Missouri's five state veterans cemeteries have no residency requirement for interment of eligible veterans. Source: Missouri Veterans Commission — Veterans Cemeteries Program

Military retirement benefits included in federal adjusted gross income may be subtracted in full from Missouri taxable income. Source: Missouri Department of Revenue — Military Reference Guide (rev. January 2025)

For help applying, contact the Missouri Veterans Commission.

Planning for final costs too? See final expense insurance in Missouri.

Frequently asked questions

Where can veterans be buried in Missouri?

Missouri has 4 VA national cemeteries and 5 state veterans cemeteries, including Jefferson Barracks National Cemetery in St. Louis. Eligibility rules apply; the cemetery or Missouri Veterans Commission can confirm.

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Can Missouri veterans keep their military life insurance after leaving service?

SGLI can be converted to VGLI within 1 year and 120 days after separation, with no health questions if you apply within 240 days. Veterans with a service-connected rating may also qualify for VA Life Insurance (VALife). These are federal programs, so the rules are the same in every state.

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Do disabled veterans get a property tax break in Missouri?

Veterans who are 100% disabled as a result of military service can claim Missouri's Property Tax Credit (up to $1,100 for homeowners or $750 for renters, based on taxes or rent paid and household income) without counting their VA benefits as income; former prisoners of war with a total service-connected disability are exempt from property tax on their homestead through the county assessor.

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Sources

  1. VA National Cemetery Administration — cemeteries in Missouri
  2. VA VetPop2023 state estimates (Veteran Population by State: FY2026)
  3. Missouri Department of Revenue — Military Reference Guide (rev. January 2025)
  4. Missouri Veterans Commission — Veterans Cemeteries Program
  5. Missouri Veterans Commission

Veterans guides for other states