Veterans · AL

Life insurance and burial benefits for Alabama veterans

Alabama is home to about 332,000 veterans, and burial options are spread across the state. Alabama National Cemetery in Montevallo and Fort Mitchell National Cemetery are open for burials, while Mobile National Cemetery and Fort McClellan Post Cemetery in Anniston are closed to new burials. The state runs the Alabama State Veterans Memorial Cemetery at Spanish Fort. Beyond burial, military retirement pay is exempt from Alabama income tax, and totally disabled veterans can be exempt from property tax on their home. The Alabama Department of Veterans Affairs can walk families through these benefits, and a small life insurance policy can cover funeral costs they leave behind.

Facts checked against the sources listed below.

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Veterans in the state

332,000

Estimate, 2026

VA national cemeteries

4

Located in Alabama

State veterans cemeteries

1

Built with VA grants

State agency

AL

Alabama Department of Veterans Affairs

Life insurance options for Alabama veterans

Military life insurance is federal, so the options are the same in every state: convert SGLI to VGLI after separation, apply for VALife if you have a service-connected rating, or buy private coverage. Healthy veterans often compare VGLI against private term life, since VGLI rates rise every five years.

Veterans cemeteries in Alabama

VA national cemeteries

State veterans cemeteries

  • Alabama State Veterans Memorial Cemetery at Spanish Fort — Spanish Fort

Burial in a VA national cemetery, a government headstone or marker, and a burial flag are available to eligible veterans at no cost; see VA burial benefits for current allowances. Source: VA National Cemetery Administration — Find a Cemetery: Alabama

Compare coverage as a veteran in Alabama

A licensed agent can check private options side by side with VGLI and VALife. Free, with no obligation.

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Alabama state benefits for veterans

Alabamians who are totally and permanently disabled or age 65 or older are exempt from ad valorem tax on their home and up to 160 adjacent acres; veterans claiming it for a service-connected disability don't have to recertify each year. Homes acquired with a VA specially adapted housing grant are exempt regardless of value. Source: Alabama Department of Veterans Affairs — Alabama Laws Affecting Veterans (2026)

Military retirement pay and survivor benefits derived from it are exempt from Alabama state, county and municipal income tax. Source: Alabama Department of Veterans Affairs — Alabama Laws Affecting Veterans (2026)

The Alabama Department of Veterans Affairs administers five State Veterans Homes offering nursing home care and some assisted living care to Alabama veterans. Source: Alabama Department of Veterans Affairs — Alabama Laws Affecting Veterans (2026)

Alabama residents certified by the VA as 20% or more disabled can buy a discounted Disabled Military Veteran Appreciation fishing license. Source: Alabama Department of Veterans Affairs — Alabama Laws Affecting Veterans (2026)

For help applying, contact the Alabama Department of Veterans Affairs.

Planning for final costs too? See final expense insurance in Alabama.

Frequently asked questions

Where can veterans be buried in Alabama?

Alabama has 4 VA national cemeteries and 1 state veterans cemetery, including Alabama National Cemetery in Montevallo. Eligibility rules apply; the cemetery or Alabama Department of Veterans Affairs can confirm.

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Can Alabama veterans keep their military life insurance after leaving service?

SGLI can be converted to VGLI within 1 year and 120 days after separation, with no health questions if you apply within 240 days. Veterans with a service-connected rating may also qualify for VA Life Insurance (VALife). These are federal programs, so the rules are the same in every state.

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Do disabled veterans get a property tax break in Alabama?

Alabamians who are totally and permanently disabled or age 65 or older are exempt from ad valorem tax on their home and up to 160 adjacent acres; veterans claiming it for a service-connected disability don't have to recertify each year. Homes acquired with a VA specially adapted housing grant are exempt regardless of value.

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Sources

  1. VA National Cemetery Administration — Find a Cemetery: Alabama
  2. U.S. Department of Veterans Affairs, VetPop2023 – Veteran Population by State: FY2026
  3. Alabama Department of Veterans Affairs — Alabama Laws Affecting Veterans (2026)
  4. Alabama Department of Veterans Affairs

Veterans guides for other states