Veterans · CA

Life insurance and burial benefits for California veterans

California is home to about 1,338,000 veterans. Five national cemeteries — Bakersfield, Miramar, Riverside, Sacramento Valley and San Joaquin Valley — have open burial space, while several older ones no longer offer new casket gravesites. CalVet runs state veterans cemeteries in Seaside and Igo, and tribal veterans cemeteries serve Auberry and Weitchpec. Veterans rated 100% disabled may qualify for the Disabled Veterans' Exemption on their home property taxes. Because burial benefits rarely cover every funeral expense, many veteran families plan ahead with a final expense policy.

Facts checked against the sources listed below.

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Veterans in the state

1,338,000

Estimate, 2026

VA national cemeteries

12

Located in California

State veterans cemeteries

4

Built with VA grants

State agency

CA

California Department of Veterans Affairs (CalVet)

Life insurance options for California veterans

Military life insurance is federal, so the options are the same in every state: convert SGLI to VGLI after separation, apply for VALife if you have a service-connected rating, or buy private coverage. Healthy veterans often compare VGLI against private term life, since VGLI rates rise every five years.

Veterans cemeteries in California

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A licensed agent can check private options side by side with VGLI and VALife. Free, with no obligation.

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California state benefits for veterans

Veterans rated 100% disabled by the VA (or paid at the 100% rate for unemployability), and their unmarried surviving spouses, can claim California's Disabled Veterans' Exemption on their home: a basic exemption for all qualifying claimants and a larger low-income exemption for households under an income limit, both adjusted yearly for inflation. Apply through the county assessor. Source: California State Board of Equalization — Disabled Veterans' Exemption

For help applying, contact the California Department of Veterans Affairs (CalVet).

Planning for final costs too? See final expense insurance in California.

Frequently asked questions

Where can veterans be buried in California?

California has 12 VA national cemeteries and 4 state veterans cemeteries, including Bakersfield National Cemetery in Arvin. Eligibility rules apply; the cemetery or California Department of Veterans Affairs (CalVet) can confirm.

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Can California veterans keep their military life insurance after leaving service?

SGLI can be converted to VGLI within 1 year and 120 days after separation, with no health questions if you apply within 240 days. Veterans with a service-connected rating may also qualify for VA Life Insurance (VALife). These are federal programs, so the rules are the same in every state.

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Do disabled veterans get a property tax break in California?

Veterans rated 100% disabled by the VA (or paid at the 100% rate for unemployability), and their unmarried surviving spouses, can claim California's Disabled Veterans' Exemption on their home: a basic exemption for all qualifying claimants and a larger low-income exemption for households under an income limit, both adjusted yearly for inflation. Apply through the county assessor.

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Sources

  1. VA National Cemetery Administration — Cemeteries in California
  2. VA VetPop2023 state estimates
  3. California State Board of Equalization — Disabled Veterans' Exemption
  4. California Department of Veterans Affairs (CalVet)

Veterans guides for other states