Veterans · CT

Life insurance and burial benefits for Connecticut veterans

Connecticut is home to about 136,000 veterans. There is no VA national cemetery in the state, but the Middletown State Veterans Cemetery serves eligible veterans, spouses and minor children, and Connecticut Veterans Affairs does not charge eligible veterans for burial there. The state also partially reimburses installation of VA-provided headstones in private cemeteries. Veterans with a 100% permanent and total disability rating are fully exempt from property tax on their home, and other disabled veterans may qualify for a smaller exemption. A final expense policy can help with the costs these benefits do not cover.

Facts checked against the sources listed below.

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Veterans in the state

136,000

Estimate, 2026

VA national cemeteries

0

Located in Connecticut

State veterans cemeteries

1

Built with VA grants

State agency

CT

Connecticut Department of Veterans Affairs

Life insurance options for Connecticut veterans

Military life insurance is federal, so the options are the same in every state: convert SGLI to VGLI after separation, apply for VALife if you have a service-connected rating, or buy private coverage. Healthy veterans often compare VGLI against private term life, since VGLI rates rise every five years.

Veterans cemeteries in Connecticut

State veterans cemeteries

Burial in a VA national cemetery, a government headstone or marker, and a burial flag are available to eligible veterans at no cost; see VA burial benefits for current allowances. Source: VA National Cemetery Administration – Find a Cemetery: Connecticut

Compare coverage as a veteran in Connecticut

A licensed agent can check private options side by side with VGLI and VALife. Free, with no obligation.

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Connecticut state benefits for veterans

Connecticut Veterans Affairs does not charge eligible veterans for burial at the Middletown State Veterans Cemetery, and government grave markers are provided at no charge; spouses and eligible minor children may also be buried there. Source: Connecticut Department of Veterans Affairs – Cemetery and Memorial Services

Since the October 1, 2024 assessment year, Connecticut veterans with a 100% service-connected permanent and total disability rating from the VA are fully exempt from property tax on the home they own and live in (or one motor vehicle if they own no home); apply to the town assessor by January 1. Source: Connecticut Office of Legislative Research – Property Tax Exemption for Veterans With a 100% P&T Disability Rating (2025-R-0129)

Veterans with a VA disability rating of at least 10% qualify for a separate Connecticut property tax exemption whose amount depends on rating, age and income; a veteran rated 100% gets at least $10,500 off assessed value if income is $18,000 or less ($21,000 if married), or at least $5,250 otherwise. Source: Connecticut Office of Legislative Research – 2025-R-0129

Connecticut partially reimburses the cost of installing a VA-provided headstone or marker in a private cemetery; the cemetery or funeral director files DVA Form CMS-3 within two years of the veteran's death. Source: Connecticut Department of Veterans Affairs – Reimbursement for the installation of Veterans' headstones in private cemeteries

For help applying, contact the Connecticut Department of Veterans Affairs.

Planning for final costs too? See final expense insurance in Connecticut.

Frequently asked questions

Where can veterans be buried in Connecticut?

Connecticut has 0 VA national cemeteries and 1 state veterans cemetery, including Middletown State Veterans Cemetery in Middletown. Eligibility rules apply; the cemetery or Connecticut Department of Veterans Affairs can confirm.

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Can Connecticut veterans keep their military life insurance after leaving service?

SGLI can be converted to VGLI within 1 year and 120 days after separation, with no health questions if you apply within 240 days. Veterans with a service-connected rating may also qualify for VA Life Insurance (VALife). These are federal programs, so the rules are the same in every state.

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Do disabled veterans get a property tax break in Connecticut?

Since the October 1, 2024 assessment year, Connecticut veterans with a 100% service-connected permanent and total disability rating from the VA are fully exempt from property tax on the home they own and live in (or one motor vehicle if they own no home); apply to the town assessor by January 1.

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Does Connecticut pay a burial benefit for veterans?

Connecticut Veterans Affairs does not charge eligible veterans for burial at the Middletown State Veterans Cemetery, and government grave markers are provided at no charge; spouses and eligible minor children may also be buried there.

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Sources

  1. VA National Cemetery Administration – Find a Cemetery: Connecticut
  2. U.S. Department of Veterans Affairs, VetPop2023 – Veteran Population by State: FY2026
  3. Connecticut Department of Veterans Affairs – Cemetery and Memorial Services
  4. Connecticut Office of Legislative Research – Property Tax Exemption for Veterans With a 100% P&T Disability Rating (2025-R-0129)
  5. Connecticut Department of Veterans Affairs – Reimbursement for the installation of Veterans' headstones in private cemeteries
  6. Connecticut Department of Veterans Affairs

Veterans guides for other states