Veterans · SD

Life insurance and burial benefits for South Dakota veterans

South Dakota veterans can choose Black Hills National Cemetery in Sturgis, the South Dakota Veterans Cemetery in Sioux Falls, or one of three tribal veterans cemeteries. The state also offers modest help with final costs: a burial allowance of up to $100 when a veteran's family lacks funds, and $200 toward setting a government headstone. Veterans rated permanently and totally disabled from a service-connected disability can exempt $200,000 of their home's value from property taxes. Because these benefits rarely cover a full funeral, many families plan ahead for the remaining costs.

Facts checked against the sources listed below.

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Veterans in the state

64,100

Estimate, 2023

VA national cemeteries

3

Located in South Dakota

State veterans cemeteries

4

Built with VA grants

State agency

SD

South Dakota Department of Veterans Affairs

Life insurance options for South Dakota veterans

Military life insurance is federal, so the options are the same in every state: convert SGLI to VGLI after separation, apply for VALife if you have a service-connected rating, or buy private coverage. Healthy veterans often compare VGLI against private term life, since VGLI rates rise every five years.

Veterans cemeteries in South Dakota

VA national cemeteries

State veterans cemeteries

  • South Dakota Veterans Cemetery — Sioux Falls
  • Akicita Owicahe Lakota Freedom Veterans Cemetery — Kyle
  • Sicangu Akicita Owicahe Veterans Cemetery — White River
  • Sisseton-Wahpeton Oyate Veterans Cemetery — Sisseton

Burial in a VA national cemetery, a government headstone or marker, and a burial flag are available to eligible veterans at no cost; see VA burial benefits for current allowances. Source: VA National Cemetery Administration: Cemeteries in South Dakota

Compare coverage as a veteran in South Dakota

A licensed agent can check private options side by side with VGLI and VALife. Free, with no obligation.

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South Dakota state benefits for veterans

South Dakota may pay up to $100 toward the burial and funeral expenses of an honorably discharged veteran, or a veteran's spouse or widow(er), when the estate or family lacks the funds; the veteran must have lived in South Dakota for one year before entering service or before death, and a county or tribal veterans service officer must apply within one year of burial. Source: South Dakota Department of Veterans Affairs: Burial Benefits

Veterans rated permanently and totally disabled from a service-connected disability can exempt $200,000 of the full and true value of their owner-occupied home from property taxes; apply on the Department of Revenue form. Source: SDCL 10-4-40: Partial exemption for dwellings of certain disabled veterans

The state pays $200 toward setting a government headstone or marker for a veteran who lived in South Dakota for one year before entering service or before death, or $100 for etching military details on a private headstone. Source: South Dakota Department of Veterans Affairs: Headstone Setting Reimbursement

Service members who were South Dakota residents for at least six months before active duty may receive a state bonus of up to $500 for qualifying service, with a separate bonus of up to $500 for Desert Storm-era service. Source: South Dakota Department of Veterans Affairs: Veterans Bonus

For help applying, contact the South Dakota Department of Veterans Affairs.

Planning for final costs too? See final expense insurance in South Dakota.

Frequently asked questions

Where can veterans be buried in South Dakota?

South Dakota has 3 VA national cemeteries and 4 state veterans cemeteries, including Black Hills National Cemetery in Sturgis. Eligibility rules apply; the cemetery or South Dakota Department of Veterans Affairs can confirm.

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Can South Dakota veterans keep their military life insurance after leaving service?

SGLI can be converted to VGLI within 1 year and 120 days after separation, with no health questions if you apply within 240 days. Veterans with a service-connected rating may also qualify for VA Life Insurance (VALife). These are federal programs, so the rules are the same in every state.

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Do disabled veterans get a property tax break in South Dakota?

Veterans rated permanently and totally disabled from a service-connected disability can exempt $200,000 of the full and true value of their owner-occupied home from property taxes; apply on the Department of Revenue form.

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Does South Dakota pay a burial benefit for veterans?

South Dakota may pay up to $100 toward the burial and funeral expenses of an honorably discharged veteran, or a veteran's spouse or widow(er), when the estate or family lacks the funds; the veteran must have lived in South Dakota for one year before entering service or before death, and a county or tribal veterans service officer must apply within one year of burial.

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Sources

  1. VA National Cemetery Administration: Cemeteries in South Dakota
  2. VA VetPop2023 State Estimates, 2000 to 2023
  3. South Dakota Department of Veterans Affairs: Burial Benefits
  4. SDCL 10-4-40: Partial exemption for dwellings of certain disabled veterans
  5. South Dakota Department of Veterans Affairs: Headstone Setting Reimbursement
  6. South Dakota Department of Veterans Affairs: Veterans Bonus
  7. South Dakota Department of Veterans Affairs

Veterans guides for other states