Final expense insurance in New Hampshire

NFDA doesn't publish funeral prices by state. Nationally, the median cost of a funeral with viewing and burial was $8,300 in 2023, and $6,280 for a funeral with viewing and cremation. Cemetery costs such as a plot, vault, and headstone are extra, and prices vary widely between funeral homes.

In New Hampshire, about 77.5% of deaths resulted in cremation as of 2020. Source: NFDA 2025 Cremation & Burial Report, state table (final 2020 data)

Federal law (the FTC Funeral Rule) requires funeral homes to give you an itemized price list, so you can compare. Estimate your own total with our funeral cost calculator.

If a life insurer licensed in New Hampshire becomes insolvent, the New Hampshire Life and Health Insurance Guaranty Association covers up to $300,000 in death benefits and $100,000 in cash value per insured life. Source: New Hampshire Life and Health Insurance Guaranty Association — Frequently Asked Questions

You have 10 days after receiving a new individual life insurance policy to review it and return it for a refund. Source: N.H. Admin. Code Ins 401.05(f) — required 10-day return provision

Questions or complaints about an insurer or agent go to the New Hampshire Insurance Department (603-271-2261). Funeral homes are licensed by the New Hampshire Board of Registration of Funeral Directors and Embalmers.

When a person receiving local public assistance dies, New Hampshire law requires the city or town's overseers of public welfare to provide a decent burial or cremation at the municipality's expense; contact the local welfare office. Source: RSA 165:3 — Burial or Cremation

Veterans may qualify for VA burial allowances and a free burial in a national or state veterans cemetery — see benefits for New Hampshire veterans. A small final expense policy is one way families make sure the rest is covered; learn how final expense insurance works and how guaranteed issue waiting periods work.