Final expense insurance in Delaware

NFDA doesn't publish funeral prices by state. Nationally, the median cost of a funeral with viewing and burial was $8,300 in 2023, and $6,280 for a funeral with viewing and cremation. Cemetery costs such as a plot, vault, and headstone are extra, and prices vary widely between funeral homes.

In Delaware, about 58.4% of deaths resulted in cremation as of 2021. Source: Delaware Health Statistics Center, Division of Public Health: Delaware Vital Statistics Annual Report 2021, Table F-26 (Number and Percent of Deaths by Method of Disposition, resident deaths)

Federal law (the FTC Funeral Rule) requires funeral homes to give you an itemized price list, so you can compare. Estimate your own total with our funeral cost calculator.

If a life insurer licensed in Delaware becomes insolvent, the Delaware Life & Health Insurance Guaranty Association covers up to $300,000 in death benefits and $100,000 in cash value per insured life. Source: Delaware Code, Title 18, Chapter 44, § 4403 (Coverage and limitations)

Questions or complaints about an insurer or agent go to the Delaware Department of Insurance (302-674-7300). Funeral homes are licensed by the Delaware Board of Funeral Services (Division of Professional Regulation).

The Delaware Division of Social Services pays up to $100 toward burial expenses for a person who was receiving TANF, General Assistance or Medicaid at the time of death (or their eligible minor child); the next of kin must request it in writing and provide proof of the burial expenses. Source: 16 Del. Admin. Code § 2000-2020 – Burial Assistance

Veterans may qualify for VA burial allowances and a free burial in a national or state veterans cemetery — see benefits for Delaware veterans. A small final expense policy is one way families make sure the rest is covered; learn how final expense insurance works and how guaranteed issue waiting periods work.