Final expense insurance in Kansas

NFDA doesn't publish funeral prices by state. Nationally, the median cost of a funeral with viewing and burial was $8,300 in 2023, and $6,280 for a funeral with viewing and cremation. Cemetery costs such as a plot, vault, and headstone are extra, and prices vary widely between funeral homes.

In Kansas, about 58.4% of deaths resulted in cremation as of 2020. Source: NFDA 2025 Cremation & Burial Report (2020 final data, state table)

Federal law (the FTC Funeral Rule) requires funeral homes to give you an itemized price list, so you can compare. Estimate your own total with our funeral cost calculator.

If a life insurer licensed in Kansas becomes insolvent, the Kansas Life & Health Insurance Guaranty Association covers up to $300,000 in death benefits and $100,000 in cash value per insured life. Source: Kansas Life & Health Insurance Guaranty Association FAQ

You have 10 days after receiving a new individual life insurance policy to review it and return it for a refund. Source: K.A.R. 40-2-15 (Kansas Administrative Regulations)

Questions or complaints about an insurer or agent go to the Kansas Department of Insurance (800-432-2484). Funeral homes are licensed by the Kansas State Board of Mortuary Arts.

When a body goes unclaimed, the county coroner arranges burial or cremation; costs come first from the person's property, then from state assistance if the person qualified for it, and otherwise from the county general fund. Source: K.S.A. 22a-215 (Kansas Office of Revisor of Statutes)

Veterans may qualify for VA burial allowances and a free burial in a national or state veterans cemetery — see benefits for Kansas veterans. A small final expense policy is one way families make sure the rest is covered; learn how final expense insurance works and how guaranteed issue waiting periods work.